California Consumer Privacy Act (CCPA) Notice

1. Introduction

This CCPA Notice supplements the information contained in our Privacy Policy and applies solely to residents of the State of California ("consumers" or "you"). Leadsburg ("we," "our," or "us") adopts this notice to comply with the California Consumer Privacy Act of 2018 (CCPA) as amended by the California Privacy Rights Act (CPRA).

2. Categories of Personal Information We Collect

In the past 12 months, we have collected the following categories of personal information from California consumers:

3. Sources of Personal Information

We collect personal information from:

• Directly from you when you fill out forms on our website
• Automatically through cookies and similar technologies
• Third-party sources such as data brokers, marketing partners, and public databases

4. Use of Personal Information

We may use the personal information we collect for the following business purposes:

• Processing lead requests and matching you with service providers
• Marketing and advertising our services
• Improving our website and services
• Complying with legal obligations
• Detecting and preventing fraud
• Responding to your inquiries

5. Sharing Personal Information

In the past 12 months, we have disclosed the following categories of personal information for a business purpose:

• Identifiers - shared with business partners, service providers
• Personal Information - shared with business partners, service providers
• Commercial Information - shared with business partners
• Internet Activity - shared with analytics providers

6. Sale and Sharing of Personal Information

Under the CCPA, "sale" includes disclosing personal information for monetary or other valuable consideration. Our lead generation business model involves sharing consumer information with our business partners who pay for qualified leads.

Categories of information sold/shared:

• Identifiers (name, email, phone number, address)
• Personal information (age, employment, financial details for loan products)
• Commercial information (products and services of interest)

We do not sell the personal information of consumers we know to be under 16 years of age.

7. Your California Privacy Rights

As a California resident, you have the following rights:

Right to Know

You have the right to request that we disclose:

• Categories of personal information we collected
• Categories of sources from which we collected information
• Business or commercial purpose for collecting/selling information
• Categories of third parties with whom we share information
• Specific pieces of personal information we collected about you

Right to Delete

You have the right to request deletion of your personal information, subject to certain exceptions (such as legal compliance requirements).

Right to Correct

You have the right to request correction of inaccurate personal information we maintain about you.

Right to Opt-Out of Sale/Sharing

You have the right to opt-out of the sale or sharing of your personal information. Click the link below to exercise this right:

Right to Limit Use of Sensitive Personal Information

You have the right to limit our use of sensitive personal information to only what is necessary to provide requested services.

Right to Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. We will not deny you services, charge different prices, or provide a different quality of service.

8. How to Submit a Request

To exercise your California privacy rights, you may submit a verifiable request by:

• Email: ccpa@leadsburg.com
• Online Form: Submit through our website

You may authorize an agent to make a request on your behalf. Authorized agents must provide written permission and verify their identity.

9. Verification Process

To protect your privacy, we must verify your identity before responding to your request. We will ask you to provide information that matches what we have on file. We cannot respond to your request if we cannot verify your identity.

10. Response Timing

We will respond to verifiable requests within 45 days. If we need more time (up to 90 days total), we will notify you of the reason and extension period in writing.

11. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce agreements. Typically, lead data is retained for 7 years.

12. Contact for More Information

For questions about this CCPA Notice or our privacy practices: